variety of financing options, credit costs to reduce
homeowners and home buyers can look forward to. The interest on housing loans are currently in Germany on a depression. It is recommended to use for construction phase funding these low interest rates. So you get a mortgage loan at the moment 10-year fixed-rate period to an average effective interest rates of about 3.6%. 10 years ago, interest rates for these types of loans still significantly higher, at over 6 percent.
It should be but can not by the low interest rates tempted to take the highest possible credit. It makes more sense to use the donated space to increase the initial eradication. For low eradication does lead to lower monthly payments, but the loan is thus of course removed only very slowly. For a 100 000-euro loan, for which only the usual starting repayment was agreed by one percent, after ten years as a residual debt of approximately EUR 88 000 is to book. In two percent, the remaining debt after ten years already reduced to just under 76 000 €, and at three percent, it drops to less than 64 000 €.
Higher eradication creates So buffer for the follow-on financing to be negotiated, as a rule, after ten years of run time. A lower residual debt also makes it possible to absorb any increase in interest at the end of the original mortgage term.
loan structure: individual optimization of product mix
Company COM concept works as construction services together with independent financial service that guarantees an objective overall analysis and thus the most favorable product mix in each case for maximum customer benefit.
fact, in many cases can cause a combination of loans in even better terms. So it can be very lucrative for example, in financing a property to include state subsidies and so-called product combinations in the planning.
who combines a traditional loan with a variable loan, with support from the KfW, or with a private loan can, in many cases, the total interest on the financing once again significantly reduced.
COM CONCEPT GMBH
Wittestr. 30E
13509 Berlin Phone: 030 - 43 66 22 00
Fax: 030 - 43 66 22 011
The COM concept GmbH develops and implements modern, high quality and cost houses. We
nationwide market a strictly limited home range, based on a Containment concept with optimum use of space is based.
The best value for money and sufficient Bauaufklärung for the customer are our main focus of the work.
Source: openPR
