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retirement homes: Pros and Cons

own home and mini-retirement, in view of demographic change could take in the future, many older homeowners. To secure retirement, we offer the retirement of the property - this also has disadvantages, warns the real estate site Immowelt.de.

who lives a life in their own homes like this often give up in age does not - even if the pension hardly enough to finance a certain standard of living. One possible solution is to retirement homes: a sale of the property, although it is still inhabited. The property owner can stay in his apartment or his house and gets a pension is paid, reports the real estate Immowelt.de.

residency plus extra pension
Several vendors offer different models: In one case the property is transferred to the vendor, which gives in return a lifetime of residence and a monthly pension pay, which according to the value of the property and the age of the owner shall, explained the real estate site Immowelt.de. In addition, a risk haircut. A 68-year-old who annuitized his property with a value of 600,000 € will receive from a provider as an additional monthly pension of 750 euros.

reverse mortgage
Another variation is the so-called reverse mortgage: Here, the homeowner's property beleiht with a bank which offers this product: It receives a single payment or, alternatively, a monthly pension. Result: Over the rest of his life increases his debt ever. After his death his heirs may replace either the mortgage or the property is sold.

models also have disadvantages
This Models include real estate ownership be worthwhile to have no heirs. However, there are drawbacks: First, the additional pension - based on property value - but quite small. The reverse mortgage is relatively expensive. This would have the heirs, they want to keep the property after the death of the deceased to pay a large sum for the eradication of the reverse mortgage. Sprightly homeowners should, therefore, the offers by count accurately and take alternatives into consideration - such as the sale of the property with the proceeds can finance often a small senior citizens apartment and there is left enough money with which the retirement may be sweetened.

Source: www.immowelt.de
original message presse.immowelt.de / press / preparedness and insurance / a ... immowelt

Immowelt AG
Nordostpark
3-5 90411 Nürnberg

Barbara Schmid

0911/520 25-462

www.twitter.com /
www.facebook.com / immowelt

The Realty World AG is a leading IT supplier for the real estate industry. We operate with www.immowelt.de of the most successful real estate portals on the market and convince 65 million Exposé calls and 960,000 homes a month. Our data security is TÜV-certified and the excellent user experience confirmed by independent surveys. Thanks to a strong media network, our real estate listings appear in addition to more than 50 newspaper sites.

Our software products estatePro, estate office, broker immowelt 2000 and i-Tool is one of the leading solutions in the real estate industry and facilitate the many thousands of users daily work.

Other portals: www.bauen.de , www.fewoanzeigen.de and www.wohngemeinschaft.de

Source: openPR

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Source: openPR

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Protests against the extreme right Fürther meeting

We thank all the participants very much for your commitment!

In icy cold and snow were found on the evening of the first Christmas day about 60 to 70 anti-fascists with Turkish, Greek, Italian and German origin together to protect the Fürth city hall for a celebration of Turkish right-extremists, the "Grey Wolves" to protest. Stark was also represented the Alevi community, only 10 members came all the way from Ingolstadt.

had short city councils of the Left from Erlangen and Fuerth filed a vigil, supported by the Anti-Fascist Left Fürth, Alliance Nazi Stop Nuremberg, Fürth alliance against right and the Alevi Community in Germany eV The county general meeting of the Left in Erlangen decided yet on Tuesday support of the vigil. Even before had the Fürth City Council unanimously distanced from the event because he saw himself deceived by the applicant. A termination of the contract but was due to possible damage claims by the organizers not be taken into consideration. Even before the action had caused a stir throughout Bavaria and press reports.

was keynote speaker at the vigil Polat Eser, Legal Board of the Alevi Community in Germany eV He remembered the anniversary of the pogrom of Maras. The massacre of Maras were between 19.12. 12/26/1978 Hundreds of Alevis in 1978 and the extreme right "Grey Wolves" cruelly murdered.

"The planned event on Saturday of the constitutional protection observed "Federation of Turkish Associations democratic idealist in Germany" have traditionally shown the same symbols as they had seen the victim shortly before her death in Maras. It will be called the same slogans as they had to listen to the victim shortly before her death in Maras. And those people will be honored, while those for the death of innocent people responsible. Also be presented on this anniversary of the incorrigible offenders ideology representatives of the music and dance, which is for every sincere man a mockery of the victims. The murder of Turkish-Armenian journalist Hrant Dink, and publisher in January 2007, this fascist attitude attribute. Finally, the perpetrators always adorned with the same symbols as on 25.12.2010 will be also be seen in the town hall. "

further said the organizers, the City Council Fürther Ulrich Schoen Weiss and Frank Heinze from the left in Erlangen.

"The fight against right-extremism, nationalism and racism must be fought on all the nations borders. There is no difference of misanthropy between German, Turkish, Italian, Scandinavian or other right-extremists. Our task is therefore to combat discrimination, because we can not differentiate between local and come to Germany fascism machen.Es can be no misunderstanding of restraint in explaining extreme right-wing machinations among migrants, we can drive up really oppressed minorities down and deliver it differently next time their chasers. "said City Council Heinze from Erlangen

It talked Anja Bergmann of the" Alliance against Forchheimer law " and other members of the Alevi community.

The vigil was largely peaceful, apart from a few verbal insults of angry people attending events. It was also shown from beginning moving car of the Wolf's Greetings "(abducted the index finger and little finger of right hand) towards the demonstrators. came Coincidentally all participants to the conclusion that this scene can be observed more clearly than before and fought aggressively in the future must be. A great success would be if the event next Year would not be tolerated, such as Erlangen has a request of the "Grey Wolves" has already rejected. "We will keep this issue under review and we will soon be, the apparently much-needed, education about Turkish fascist groups ., "said a spokesman for the Anti-Fascist Left Fürth (ALF)

Sincerely,

turn to the organization:

Frank Heinze

Member LINKE.Erlangen THE KV-Höchstadt

Ulrich Schönweiß

Member KV THE LEFT . Nuremberg-Fuerth

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increase in rents in 2010

In Germany, apartments in urban areas are still very much in demand. Rural areas experienced a high level of emigration, partly because the working conditions in the cities usually better or more diverse. As a result, rents are rising in parallel to the housing demand. In many places, the rents have been increased again this year. In general, the prices rose, according to an analysis of the real estate association the previous year by 1.4 to 2.2 percent. The real estate myimmo.de the current situation gets to the bottom.

who rent an apartment (living www.myimmo.de / / apartment-rent ) want is, in many cities before a lengthy process of searching, because for an attractive apartment apply generally more interested. Due to the increased demand increases, the number of available real estate. The rental increase at the same time significantly. In the 390 cities surveyed, while similar trends were observed. While tenants pay

in Leipzig on average 3.80 euros per square meter for an apartment built before the war, have to Munich Tenants in this category with up to 8.90 euros per square meter count. At least, the prices of homes that were built before 1950. Here there was an increase rate of about 1.4 percent. Even new homes have become more expensive this year.

total increase not only in major cities rents. According to the analysis of the real estate association, the strongest increases in grades 200,000 to 300,000 inhabitants and in cities with more than 300,000 inhabitants were reported.

More information:
news.myimmo.de/mietpreise-steigen-im-jahr-2010-wieder-stark-an/21174.html

Unister GmbH
Lisa Neumann
Barfußgässchen 11


04109 Leipzig Tel: +49/341/49288
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lisa.neumann (at) unister.de

Unister Group operates www.myimmo.de a successful German-language real estate portal. Complementary products and services in the areas of finance with kredit.de, geld.de, insurance offered by private-krankenversicherung.de and versicherungen.de and consumer information with preisvergleich.de. Houses and land can be bought auvito.de even with the free online auction site.

Source: openPR

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letter from the Alevi Community in Germany eV - Office of the Legal Board

Alevi Community in Germany eV - Office of the Legal Board

At

Fürth Unit III - Law, Environmental, Attn order Mr. Christoph Maier

hire the town hall Fürth with a club called the "Grey Wolves"

Dear Mr. Maier,

reference to our telephone conversation I would like to communicate our position once again in summary.

It upset us German Alevis massive that the 32nd Anniversary of the terrible Massacre of Maras, Turkey, held just in the city hall of a local government unit a musical dance of a fascist ideology perpetrators. The massacre of Maras were between 19/12/1978 and 26/12/1978 Alevis hundreds of the extreme right "Grey Wolves" cruelly murdered. 80% of the population of Maras Alevi left after the massacre and for all the city. It was nothing less than ethnic cleansing.

The planned event on Saturday of the watch by the intelligence "Federation of Turkish democracy Idealist Organizations in Germany eV "traditionally shown the same symbols as they had seen the victim shortly before her death in Maras. It will be called the same slogans as they had to listen to the victim shortly before her death in Maras. And those people will be honored, while those for the death of innocent people responsible.

addition are presented on this anniversary of the incorrigible offenders ideology representatives of the music and dance, which is for every sincere man a mockery of the victims.

The murder of Turkish-Armenian journalist Hrant Dink, and publisher in January 2007 attributed this fascist mentality. Finally, the perpetrators always adorned with the same symbols as on 25.12.2010 will be to see in your town hall.

We want to emphatically state that we feel violated by this massive event in our human dignity. Even the Federation of Alevi youth in Germany eV, the largest migrant youth organization in Germany and the Alevi Christian Friends of CDU, the spokeswoman for the chairman of the Armenian community in Germany is speaking out against this event.

We would ask all with polite restraint, but with all due emphasis, this event is to prevent at least in the figurative form.

Under civil law point of view, we estimate a rescission of contract or rescission of the contract at a low risk to be realized. Sun is in addition to avoidance under § 123 paragraph 1 BGB 1.Alt also a challenge to § 119 BGB in question. Liability for damages may well be excluded under 2 BGB § 122 Abs, because the tenant knew, at least from the massive participation of the ADÜTDF in the event and thus is not in good faith. At the very least knew the organizers (tenant) knowledgeable about the massacre of Maras - everything else is incredible in view also of the Turkish media reporting - and the fact that their association represents the same symbols and the same ideology as those responsible for this crime. This information was the owner but not before, so here there is definitely a classic situation of a § 119 challenge without compensation. Of course we would want the city of Fürth in a legal dispute in any form to the side.

Please remember in this context is not the massive anti-Semitic attitude of these organizations, which can harm the city Fürth, with its successful renaissance of Jewish life entirely.

further alternative, it was the sorrow and suffering not only but especially the Alevi people - in the metropolitan area - appropriate for such events without dance and music, and is carried out without the symbolism discussed. I might add at this point carefully, that anything else would be detrimental to social peace sustainable in our society, because a dance and infringing music event at the symbolic date 12/25/2010 Alevi each individual but also the Bavarian Alevi religious community in the manner of 7 GG in their feelings and their dignity would be massive.

for your cooperation and understanding, I thank you once again on behalf of the Alevi community in Germany.

Here, the two said Youtube links:

http://www.youtube.com/watch?v=QVZ6Qn00Nq4

Here If it is a concert event in the Town Hall of Fürth. Special guests included the Chairman of the Constitutional protection observed ADÜTDF, a deputy from the MHP of Isparta city site. In the background you can see several flags with the three half moons and the Grey Wolf and numerous hands with the wolf symbol.

http://www.youtube.com/watch?v=f0qqtaG8HIU

Here is the singer Seval Güles guest at the club Bizim Ocak in Fürth. You will also occur on Saturday

. In this video, she sings: "We will wave the Turkish flag in Kirkuk honorable." Kirkuk is a Kurdish City in the autonomous region of Nordirak.Im Moreover, she sings from the proud father of the Turks Alpaslan Turkes.

may Sincerely

Eser Polat Lawyer Legal Executive Board of the Alevi Community in Germany eV

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2011: What will change for tenants and property owners will change

solar grants land transfer tax, Current: For property buyers, owners and tenants in the new year some changes. Immowelt.de provides an overview of the new rules.

Government aid is reduced
Support for photovoltaic systems is 1 January 2011 reduced again. Homeowners take off this time, a new plant received only one feed from 28.74 cents per kilowatt hour of electricity. This allowance is paid 20 years plus the year of commissioning. Who's solar power system to 31 brought on line in December 2010, benefits for 20 years by an allowance of 33.03 cents.

Higher Real estate transfer tax in some states
at 1 January 2011 increased four provinces, the land transfer tax. Instead of a uniform 3.5 percent, the Saarland future demands from a real estate purchase four, Bremen and Lower Saxony and Brandenburg 4.5 require five per cent tax.

floors of attics should be insulated
In many cases, does not meet the owners of houses with insulation, certain minimum requirements, in the course of 2011, the top ceiling of her roof, insulate or pointed bottom afterwards. The exact requirements and exceptions, owners of the Energy Conservation Act read (EnEV).

electricity is more expensive because of the enormous
Zubaus of new photovoltaic systems is increasing the levy for Renewable Energies (EEG surcharge) on the electricity price of 2.05 to 3.5 cents per kilowatt hour. Most providers will therefore increase its electricity prices.

Heizkostenzuschuss is deleted
The first introduced in 2009 for housing allowance recipients fuel allowance is 1 January 2011 abolished. From Heizkostenzuschuss benefited mainly the elderly and low income earners. The federal government has rejected a grant from the austerity package.

work again deductible
because of a ruling by the Federal Constitutional Court are work that are professionally necessary to re-deductible. In unfinished tax cases, the tax benefits are even retroactively claimed from 2007. Realty World Realty World

AG
Nordostpark
3-5 90411 Nürnberg

Barbara Schmid
0911/520 25-462

www.twitter.com /
www.facebook.com / immowelt

The Realty World AG one of the leading IT supplier for the real estate industry. We operate with www.immowelt.de of the most successful real estate portals on the market and convince 65 million Exposé calls and 960,000 homes a month. Our Data security is TÜV-certified and confirmed the excellent user experience by independent surveys. Thanks to a strong media network, our real estate listings appear in addition to more than 50 newspaper sites.

Our software products estatePro, estate office, broker immowelt 2000 and i-Tool is one of the leading solutions in the real estate industry and facilitate the many thousands of users daily work.

Other portals: www.bauen.de , www.fewoanzeigen.de and www.wohngemeinschaft.de

Source: openPR

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vigil planned

Civil society not financial considerations , subordinate when it comes to the fight against extremism, racism and group-focused enmity goes.

We are calling for a vigil on 12/25/2010 from 16.00 clock outside the town hall Fürth (Rosenstr. 50)

For the organization,

Councillor Frank Heinze, City Council Ulrich Schönweiß

THE LEFT, Erlangen and Fuerth

in alliance with:

Antifascist Left Fürth


Nuremberg Alliance Nazi Stop


Alevi communities Germany

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Fürth: City accepts event of the "Grey Wolves"

The event of the extreme right "Turkish Federation" on 25 may December in the Fürth Stadthalle take place. The City Council has voted to against a termination of the contract with the Tarnmieter "Bezim Ocak," this could be too cost intensive.

The "Turkish federation" is the German branch of the extreme right, Turkish Nationalist Movement Party (MHP), whose members describe themselves as "Grey Wolves". The "Grey Wolves" serve as a reservoir of Turkish NeofaschistInnen. At times, they were operating in Turkey as commando units of the MHP and are responsible for murder and terror, especially against Turkish and Kurdish left. But in Germany perpetrated the "gray wolves" killings and attacks. The best known example of this terror of the murder of the teacher and unionist Celattin Kesim in West Berlin on 5 January 1980. And still , Turkish and Kurdish left in Germany to fight with incitement and attacks by Turkish NeofaschistInnen.

plans for the Christmas holidays, the "Turkish federation" in several cities propaganda events. The so-called "Folklore Festival in Fürth, to which some 1,000 delegates are expected, provides for this special attention, since it takes place in urban areas.

also had the Fürth City Council in September unanimously agreed that "restaurateurs do not rent rooms to such organizations or persons
or otherwise make available, the obvious
the extreme right belong. "

In the council meeting on Wednesday the 15th All the council members in December agreed to a request by the Greens to distance itself from the event and the "Grey Wolves" and to prevent in future such events.

was, however, rejected a request by the City Council, "The Left", Ulrich Schoen White, who demanded the immediate termination of the contract with "Bezim Ocak". Only Ulrich Schönweiß and former Younis Mohamed left City Council called for the dismissal. The rest of the city councils is thus following the reasoning of the legal secretary Maier, emphasized that a dismissal could be very expensive due to claims for compensation.

"The decision of the Fürth City Council thwarted the tireless efforts of anti-fascist position interior and Nazi resisters in Fürth. It is incomprehensible that the city of Fürth on one side tries to persuade farmers to fascists to be no spaces, and on the other hand, it allows for the fact that a nationalist propaganda event takes place at a municipal building. This is not justified by a cost risk, "said a spokesman of the anti-fascist left Fürth (ALF). "We will continue to keep an eye on this issue and we will soon and the apparently much-needed, turn to education about Turkish fascist groups "announced the spokesman for the ALF continues.

Source: Antifa Fürth

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Fürth courted right-wing extremists

to a meeting of the Turkish extreme right in the Fürth Stadthalle expected about 1,000 participants. The city of Fürth sees no reason to prevent the event in urban areas.

through media reports on Friday announced that the nationalist Turkish federation "for 1 Christmas Day, a "folk festival" plant in Fürth Stadthalle. The "Turkish federation" is the German branch of the extreme right, Turkish Nationalist Movement Party (MHP), whose members describe themselves as "Grey Wolves". The "Grey Wolves" serve as a reservoir of Turkish NeofaschistInnen. At times, they were operating in Turkey as commando units of the MHP and are responsible for murder and terror, especially against Turkish and Kurdish left. But in Germany perpetrated the "gray wolves" killings and attacks. The best known example of this terror of the murder of the teacher and unionist Celattin Kesim in West Berlin on 5 January 1980th And even today, Turkish and Kurdish left in Germany are struggling with incitement and attacks by Turkish NeofaschistInnen.
have the same time in Germany in particular those affected by the agitation and violence of Turkish nationalists very serious. In recent weeks, it came in the case of the 18-year-old Leyla from Nuremberg to protest against the municipal and state practice with respect to living here Kurds. The young woman who has lived since her eleventh year in Germany, is to be deported because they would allegedly be dangerous. The proof: At the age of 14, she will set up a password and banned in several demonstrations in Turkey and here massively oppressed Kurdish movement have taken part.
The city sees no reason to prevent the neo-fascist event in the town hall, you see the statement of the legal secretary Maier: "Theoretically the contract would be terminated (...).", But on the one hand, the city seems to be no problem with the extreme right , which are so far to no "unusual would come," the other, they shy away from a possible financial risk.
"The fact that nationalists made without a closer look at urban spaces are for rent, is in itself a scandal." Said a spokeswoman for the Anti-Fascist Left Fürth [ALF]. "And when times . Is as known the misanthropic content of this union a rejection of the fascists, this is a mockery of the victims of neo-fascist violence here in Turkey and everywhere, "The ALF also announced that topic to keep an eye on:" There are apparently significant backlog in the city top in terms of tolerance neo-fascist movements and the consequences "

source. Antifa Fürth

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Energy Renovations: Who has what rights and obligations?

More and more tenants and landlords have to deal with energy efficient renovations - and with the legal issues that come with that. What tenants need to tolerate it, ask what they can and what rights the owner, explained the real estate site Immowelt.de.

Blocky heat in the summer, huge heating bills in winter - many a tenant would certainly be willing to force its owner to an energetic redevelopment. There is no legal basis is not usually reports the real estate Immowelt.de. Tenants have no right to demand that the owner of the non-insulated outside wall finally contained or equipping the house with a more efficient heating system. The energy (EnEV) required for existing buildings so far only a few measures, such as the exchange of ancient boiler. Only if in any case the outer wall is renewed, the owner must insulate the facade.

is planning a renovation, the landlord must give three months prior to his commencement of work notified in writing. The landlord wants to increase the rent, he must demonstrate that the reconstruction leads to a sustainable conservation of energy: there is a special feature, however, for energy renovations. The landlord can serve up to eleven percent of rehabilitation costs to the annual rent. It does not matter how high the energy savings actually is. In fact, can the housing costs for the tenants also rise in spite of energy saving.

The tenant must usually tolerate the announced measures, including rent increases, if they contribute to sustainable energy is saved. This will include the replacement of windows in favor of single-glazed windows. However, tenants should make sure that will be deducted in case of a rent increase public funding of the modernization of remediation costs, warns the real estate site Immowelt.de.

If the modernization of the tenant, however, means an undue hardship, the toleration obligation is suspended. This is for instance the case for people that seriously ill are.

Source: www.immowelt.de

Immowelt AG
Nordostpark
3-5 90411 Nürnberg

Barbara Schmid

0911/520 25-462

www.twitter.com / immowelt
www. facebook.com immowelt /

The World Realty Ltd. is a leading IT supplier for the real estate industry. We operate with www.immowelt.de of the most successful real estate portals on the market and convince 65 million Exposé calls and 960,000 homes a month. Our data security is TÜV-certified and confirmed the excellent user experience by independent surveys. Thanks to a strong Media network, our real estate listings appear in addition to more than 50 newspaper sites.

Our software products estatePro, estate office, broker immowelt 2000 and i-Tool is one of the leading solutions in the real estate industry and facilitate the many thousands of users daily work.

Other portals: www.bauen.de , www.fewoanzeigen.de and www.wohngemeinschaft.de

Source: openPR