Sunday, February 27, 2011

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Beginning of amortization of mortgage despite interest rate rise at least 2 percent left

possible for many home buyers still higher return - reducing debt service by 10 years

What you can do today, not put off tomorrow. This motto applies to homebuyers and homeowners, if they repay their loan. Says Kai Oppel "borrowers should invest up to date as much money in the early repayment as is possible for them. Although loans are more expensive in recent months by nearly 1 percent, the most easily an initial eradication of two percent or more lift can" from the building loan broker mortgage discount .

ten-year loans with repayment terms can, in February 2011 be included as from about 4 percent. Interest rates, down around 2 percent below the long-term average. Borrower should it, however, the lure of a low monthly rate, can withstand a one per cent early repayment brings with it. A 200,000-euro loan can then deny Although to date with a monthly payment of 833 € - but it would take 40 years to no unscheduled debt freedom. It is better, according to mortgage discount to agree with the lender an early repayment of two or more percent.

"In a two-percent redemption is the monthly rate for a 200,000 euro credit still relatively low at 1,000 euros. However, the reduced debt service by more than 10 years to around 27 years, "said Oppel. are

For many borrowers, according to experts Volltilgerdarlehen the safest and cheapest solution. This type of loan, the repayment performance between four and five percent. This is the total duration of the loan to about 15 shortened to 20 years. "In this variant increases, although the monthly payment by the credit rate by about 50 percent. But for borrowers save interest costs in the amount of tens of thousands of euros. They also deal with a financing deal because Volltilgerdarlehen are calculated to remain with fixed-rate end of any residual guilt remains. "

over mortgage discount

discount mortgage is the pioneer of private building loans Agencies in Germany. Since 1997, the company combines the advantages of the Internet with the benefits of a telephone advice and sets standards for diversity, speed, service and low prices. More than 10,000 clients, debt consolidation and home buyers rely on mortgage discount per year. They can be free and without obligation to submit a loan offer that corresponds exactly to their needs. mortgage discount on a daily searches for the loan provided by 70 different banks and guarantees its customers interest benefits from an average of 0.5 percent. More info at www.hypothekendiscount.de

Contact:

mortgage discount
Kai Oppel
Jander
Straße 5 68199 Mannheim
Phone: +49 621 / 129 92-119
Fax: +49 621 / 129 92-120
kai.oppel (at) hypothekendiscount.de
www.hypothekendiscount.de

Source: presseportal.de

Friday, February 25, 2011

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back!

After I made a couple of weeks break, I'm off to visit immediately. The new address is Robert-Franz-ring 4 , Apartment 2
Sometimes it directly at the Robert-Franz-Ring difficult to find a parking place, the next sure parking is in the garage of the multimedia center, across from the hotel Ankerhof.

Tuesday, February 22, 2011

Best Offbeat Films 2010

Property Market Report Munich 2010

For many years the property prices in Munich, West German comparison, the highest. Although only the first 9 months of 2010 are analyzed, one can say already that 2010 was a record year.

price developments:

attracted a. The land prices in general significantly, especially in good and very good locations.
b. Newly built semi-detached houses were on sale at € 540,000, -, Used they cost on average € 485,000, -.
c. Newly built mid-terrace houses could, for € 440,000 - sold (+5%), is reselling the figure was € 370.000, -.
d. Reiheneckhäuser newly achieved € 490.000, - (+ 5%), inventory objects (REH), € 430.000, -. E.
new condominiums were for an average of € 4.000, - sold per m², existing apartments in good locations managed on average € 2.900, - per m² (+3%). Looking at condos, used precisely, it is clear easy living at a value price / sqm of € 1.750, - and an average home value € 2.200, -; good housing value € 2.890, -; very good housing value € 3.980, -.

sales and sales:

a. The land sales were immediately made many sales as the year before. However, the sites were larger, which also increased sales. In the multi-storey housing market was booming and there were 42% more land sales as in 2009.
a. In the houses (Single / Semi / RH), there were 7% lower sales at 6% more money in sales. The number of Mietswohnhäuser sales decreased by 7%, while the Take-up by about 50% sank. This was because in 2009 some major developments have been sold.
c. Hurried to a new record of condo sales and achieved its best ever with 9665 sales, up 3% over the previous year. 2870 sales were in the first 9 months of new homes. The cash sales (summation of all sales revenue) of condominiums stood at over 2 billion € 4% over the previous year.

As I said these are just the preliminary numbers, and without liability. Usually come out the statistical values for the entire year (January to December) 2010 in early May. The above figures show that the Munich real estate market is healthy and that it is worthwhile for one or the other now can sell to - simply because the prices are not as good in years.

* Sources: Expert Committee Munich real estate market report 1 - 3 Quarter of 2010; IVD residential price levels 2010/2011; for the accuracy of the information we are not liable.

Rainer Fischer Real Estate
Rotkreuzplatz
2a 80634 München
Phone 089-131320 Fax 089-133424

Email: rainer (at) immobilienfischer.de
Homepage: www.immobilienbesitzer-muenchen.de
professional supervisory authority: District Administration Section 80 466 Munich
VAT identification number. DE177578786
's Chamber: IHK Munich
Press contact: Rainer Fischer

About Fischer Properties: The person undertaking has its seat at Munich since 1995 in Red Square. It specializes in the marketing of residential real estate in the greater Munich area. Since the existence of over 700 houses, condos and land conveyed to financially secure buyers. The brokerage firm is working with include external financial advisors, all offers presented on five different web platforms and this does not blaze new trails in the marketing of real estate. Telephone contact is ensured 7 days a week. According to a customer in writing to the survey, appreciate the existing customers, the existing properties, "fast, friendly and professional" at this most brokerage firms. 98% would want to work again with the fisherman's real estate team.

Source: openPR